If you enrolled on a Monthly EMI plan via Cashfree Payments:
a) Refund is applicable only within 7 days of your FIRST EMI / enrollment date, and only on the amount you have actually paid till date. GST is non-refundable.
b) No refund will be given after 7 days of enrollment, even if you are on EMI.
c) EMI Default and Termination: If you fail to pay your monthly EMI on the due date, we will send you reminder notifications via Email / WhatsApp / SMS.
If payment is not received within 7 days of the due date after reminders, your access to course.ispeakify.com and live classes, and community will be terminated immediately. Your enrollment will be considered cancelled and there will be no further connection with our organization.
d) If access is terminated due to EMI non-payment, no refund will be given for any EMIs already paid.
e) To restart your training after termination due to EMI failure, you must pay a penalty fee plus all pending EMI dues. Access will only be restored after full payment is cleared.